rootmoney logo

Short-Term Treasury Bills (T-Bills) Fund

Experience the future of investing with rootMoney

Money Market Instrument

Discounted purchase of government securities

Yield Source

3.5-4.5%

*Expected Annual revenue

3.5-4.5%

*Expected IRR

Including appreciation

$10000

Minimum Investment

Funds, Family Offices, HNIs, Accredited/Qualified Investors

Qualification Criteria

Business Model

The fund aggregates investor capital to purchase short-term Treasury Bills (T-Bills) at a discount to face value. Investors earn returns when the T-Bills mature at full face value. T-Bills are considered among the safest investments globally due to government backing.

Revenue Source

Yield is generated from the difference between the discounted purchase price and the full maturity value of the T-Bills.

Expected APY

3.5- 4.5%

Capital Gains Basis

No additional capital gains beyond the face value return. Returns are entirely yield-based and backed by the full faith and credit of the government.

Investment Value

Each tokenized fraction: USD 10,000 (10,000 USDC); Total Pool Value: USD 2 million (pooled across multiple T-Bill issuances with staggered maturities for cash flow optimization). Net asset value per share ("NAV") is calculated daily by an independent third party.

Minimum Investment

1 tokenized fraction

Format of Yield Distribution

Interest distributed to investors quarterly (when applicable)

Liquidity

High liquidity: T-Bills can be sold in secondary markets before maturity if needed, though subject to availability and market pricing.

Geography

United States

Qualification Criteria

Funds, Family Offices, HNIs, Accredited/Qualified Investors

Details of the Asset

The Treasury Bill Fund invests exclusively in short-duration Treasury Bills with maturities ranging from 4 weeks to 1 year. These government-backed instruments are purchased at a discount and redeemed at par value, providing a predictable and stable return profile with minimal credit risk. Key features include: - Exposure to the highest-quality sovereign credit risk (government). - Diversification across multiple maturities to optimize liquidity and yield. - Rolling investments to maintain consistent portfolio yield and mitigate reinvestment risk. - Daily monitoring of Treasury auction schedules, interest rates, and market liquidity conditions to maximize investor returns. This strategy may be ideal for investors seeking capital preservation, high liquidity, and consistent, predictable returns higher than traditional savings products without taking on credit or market volatility risks.

© 2025 rootMoney. All rights reserved.


Disclaimer

Root.Money is operated by a Singapore-based entity, specializing in the tokenization of listed assets through our proprietary technology. We facilitate the offering of tokenized assets to investors, promoting trust and transparency. While we strive to offer investment opportunities that align with investor interests, Root.Money does not provide investment advice or recommend specific strategies. root.money is not a registered investment adviser or registered broker-dealer. We merely present available opportunities, and investors are encouraged to conduct their own research into the asset issuer's claims, legal structure, and associated risks. Root.Money, its parent company, and affiliated entities do not accept responsibility for any claims made by the asset issuer.

Root.Money, or its parent company, does not hold client funds. The underlying assets are always held in custody by the asset issuer, and any funds are directly transferred to the asset issuer.

Any materials provided are solely for informational purposes and should not be construed as an offer to sell or the solicitation of an offer to buy, or participate in any investment, nor as intended to provide, and should not be relied on for, investment, tax, financial, accounting, legal, regulatory or compliance advice. Investors must conduct their own due diligence and consult with financial, legal, and tax advisors before investing.

We make reasonable efforts to conduct due diligence on both the asset issuer and the assets before presenting these investment opportunities to potential investors. However, Root.Money, its parent company, and affiliated brands do not assume any legal liability or obligations regarding the returns, gains, or the legal structure of the asset issuer's company.

Investment opportunities are only available to qualified investors meeting specific criteria. The products and/or services described on this website may not be made available to you depending on, amongst others, your jurisdiction of residence and you meeting certain eligibility requirements as determined in the respective sole discretion of the relevant entity making available the desired product or service.

*All return percentages are indicative only — based on past performance or expectations. They are not guaranteed and do not constitute a promise of future performance.

By using this platform, you acknowledge that any investment decisions are made independently at your own risk.