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Bridge loans backed by real estate

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Private Credit

Interest income

Yield Source

8-12%

*Expected Annual revenue

8-12%

*Expected IRR

Including appreciation

$50000

Minimum Investment

Funds, Family Offices, HNIs, Accredited/Qualified Investors

Qualification Criteria

Business Model

Bridge loans backed by real estate collateral and assured by a financial institute. Deals undergo thorough underwriting processes done by credible third parties. including property valuation, borrower assessment with well defined potential exit strategy.

Revenue Source

Short term bridge loans generate regular interest income

Expected APY

8- 12%

Capital Gains Basis

Loan book is closely monitored through updated data from the borrowers to evaluate the borrowers paying capability. The loan book has a well defined exit strategy bought by large financial institutes and sometime capital gain has been observed based on borrowers credit rating.

Investment Value

Each tokenized fraction: USD 50,000 Average Loan to Value: 65%; Total Asset Value : USD 3 million

Minimum Investment

1 tokenized fraction

Format of Yield Distribution

Periodic interest payouts distributed to lenders via platform

Liquidity

Subject to availability and minimum lock-in period

Qualification Criteria

Funds, Family Offices, HNIs, Accredited/Qualified Investors

Details of the Asset

Bridge loans secured by real estate provide short-term financing solutions typically spanning 6-18 months. These loans are collateralized by physical property assets across residential and commercial sectors, details of which are verified through government registries. The bridge lending sector fills crucial financing gaps in the property market, enabling time-sensitive transactions when conventional financing isn't feasible. Loans are structured with thorough underwriting processes including property valuation, borrower assessment, and clear exit strategies. The performance of these loans correlates with broader real estate market conditions while being backed by tangible assets with inherent value. Bridge loans typically feature higher interest rates than traditional mortgages, reflecting their short-term nature and specialized purpose. Interest rates, terms, and loan-to-value ratios vary based on property quality, location, borrower profile, and market conditions.

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Disclaimer

Root.Money is operated by a Singapore-based entity, specializing in the tokenization of listed assets through our proprietary technology. We facilitate the offering of tokenized assets to investors, promoting trust and transparency. While we strive to offer investment opportunities that align with investor interests, Root.Money does not provide investment advice or recommend specific strategies. root.money is not a registered investment adviser or registered broker-dealer. We merely present available opportunities, and investors are encouraged to conduct their own research into the asset issuer's claims, legal structure, and associated risks. Root.Money, its parent company, and affiliated entities do not accept responsibility for any claims made by the asset issuer.

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Investment opportunities are only available to qualified investors meeting specific criteria. The products and/or services described on this website may not be made available to you depending on, amongst others, your jurisdiction of residence and you meeting certain eligibility requirements as determined in the respective sole discretion of the relevant entity making available the desired product or service.

*All return percentages are indicative only — based on past performance or expectations. They are not guaranteed and do not constitute a promise of future performance.

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